NGN to CNY payments,funded in naira.
Fund in naira by local bank transfer. We pay your client's supplier in mainland China, to a bank account or Alipay.
Can I pay a supplier in China from Nigeria in naira?
Yes. You fund in NGN by NIP bank transfer. Nilos pays the supplier in mainland China in CNY, to a bank account or Alipay. Each payment is made on behalf of your client and linked to the supplier's invoice.
One NGN to CNY payment,in four steps.
The same flow by API or dashboard, with a webhook at every step.
Quote
Request an NGN to CNY quote by API. It shows the FX rate and rail fee before you commit.
Fund in naira
Send NGN to your Nilos account by NIP bank transfer. No USD pre-funding.
Check the invoice
The payment is linked to the supplier's invoice. The payer and the supplier are screened.
Pay the supplier
Nilos pays CNY to the supplier's bank account or Alipay in mainland China. You get the paid status.
Rails on this corridor.Local in, local out.
Speeds are typical, not guaranteed. They depend on the beneficiary's bank and cut-off times.
| Leg | Currency | Rail | Typical speed | Status |
|---|---|---|---|---|
| Funding | NGN · Nigeria | Bank transfer (NIP) | Ask us | Live |
| Payout | CNY · mainland China | Alipay | Ask us | Live |
| Payout | CNY · mainland China | Bank transfer | Ask us | Live |
Documents for an NGN to CNY payment.
China is a regulated destination. Each payment needs a reason and proof of the trade behind it.
- Supplier invoice
- Supplier bank or Alipay details
NGN to CNY questionswe hear on calls.
Do you pay into mainland China or Hong Kong?
Mainland China. The supplier receives CNY in a mainland bank account or in Alipay.
How long does the payment take?
It depends on the receiving bank and cut-off times. Ask us for typical timings before you sign. Funding time on the NGN side depends on NIP and your bank.
Whose name does the supplier see?
Your client's. The payment is made on behalf of your client, so the supplier sees who is paying the invoice. See POBO.
Do we need to pre-fund in USD?
No. You fund in NGN and Nilos settles the CNY side.
How much does it cost?
Each quote shows the FX rate and rail fee before you send. Ask our team for yours.
Pay Chinese suppliers from Nigeria.Get your corridor mapped.
Tell us your monthly volume and your suppliers' banks. We'll show you the route, timings and documents.