Payouts that land in Africa,99.97% of the time.
Pay out to banks and mobile wallets across Africa on local rails. The same infrastructure moves $2B+ a year, with a status on every payout.
- You fund in
- One balance, in any of 20+ local currencies
- In Africa
- Banks, M-Pesa and mobile money
- In China
- CNY to Alipay and mainland China banks
- Everywhere else
- SWIFT to 180+ countries
- Your regulator gets
- The licence stack, in writing
- $2B+processed a year
- 1M+payments
- 99.97%success rate
- MSBFINTRAC-registered, Nilos Canada Ltd
- SOC 2Type II audited
In Nigeria, Senegal, Kenya and the EU, Nilos works through licensed partners. See the licence behind each market
You sell speed.Your partners deliver it.
Remittance operators tell us three things. China payouts fail, floats run dry, and each new partner needs regulator approval.
China payouts come back
China payouts take days, and some come back. Your customer stays on the phone.
A float with every partner
You top up M-Pesa, a bank and a USD account one by one. Then you watch each balance and top up again.
Every partner needs approval
Your regulator approves each new payout partner. One without the right licences can sink the submission.
How Nilos runsyour last mile.
You fund one balance in local currency. Nilos pays out to banks, wallets, Alipay and SWIFT, and reports every step.
Every rail on one call, funded in local currency.
Pay out in 100+ local currencies, from NGN over NIP to KES on M-Pesa. Outside Africa, pay USD, EUR and GBP over SWIFT and SEPA.
- One balance in any of 20+ local currencies, with no float per rail
- 100+ local currencies for payouts, plus SWIFT
- A quote by API on every payment
- Status on every step, by webhook and dashboard
China payouts in CNY, inside mainland China.
CNY to Alipay and to bank accounts in mainland China. If a payout comes back, a webhook gives the status and the reason.
- CNY to mainland China banks and Alipay
- Returns reported by webhook, with a reason, so support can tell the sender
A payout partner your regulator can approve.
Your submission must show who holds which licence. We give you the full stack in writing.
- Nilos Canada Ltd, registered with FINTRAC as an MSB (C100000178)
- Senegal: ASP of a BCEAO-licensed bank
- Kenya: ASP of a CBK-licensed microfinance bank
- Nigeria: partnership with a CBN-licensed IMTO
- SOC 2 Type II, report in our trust center(opens in a new tab)
One balance in,four ways out.
Fund once in local currency. Each payout lands on the rail the family uses.
The products remitters use.
All three run on one API, with one dashboard for your ops team.
Live in about six weeks,regulator pack alongside.
About two weeks of integration. Compliance onboarding and your regulator submission run at the same time.
Pick the corridors
Tell us where your senders pay out. We map rails, typical timings and documents per country.
Partner pack
Get our licences, AML policy and flow of funds for your regulator's partner approval.
Onboard
We run KYB on your company. As a regulated remitter, we rely on your KYB and screen the sender data you send.
Integrate
Connect quotes, payouts and webhooks in about two weeks.
Go live
Fund in local currency, send your first payouts and watch them reach paid.
What remitters askon the first call.
What do you give us for our regulator?
The licence stack in writing, our SOC 2 Type II report and the setup in each market. In Kenya, Nilos is an ASP of a CBK-licensed microfinance bank.
Can you settle within mainland China, in CNY?
Yes. CNY reaches Alipay and bank accounts in mainland China. Ask us for the typical timing on your corridors.
Do we have to pre-fund in USD?
No. Fund in any of 20+ local currencies and Nilos settles the other side.
Do you re-run KYC on our senders?
No, if you are regulated. We rely on your KYC and screen the sender data you send.
Send us your corridor list.We'll show where each payout terminates.
Bank, wallet or Alipay, with typical timings and the documents your regulator will want.