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Give each client an accountin 20+ currencies.

One API call opens a currency account for each client, in 20+ currencies. Each account gets its own details and webhooks.

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Name on the accountCurrencies
Your clientUSDEURGBPAEDKESXOF
Nilos, with a unique reference per clientBRLMXNXAF
Nilos today, with a unique reference per clientNGN

TZS and RWF: coming soon.

  • $2B+processed a year
  • 1M+payments
  • 99.97%success rate
  • MSBFINTRAC-registered, Nilos Canada Ltd
  • SOC 2Type II audited

In Nigeria, Senegal, Kenya and the EU, Nilos works through licensed partners. See the licence behind each market

Open an account per client.In the dashboard or by API.

Each client gets its own account details. Accounts in Nilos's name carry a unique reference per client.

The accounts page in the Nilos dashboard: one account per client and currency, and a new account added.

Payers see the companythey deal with.

In USD, EUR, GBP, AED, KES and XOF the account carries your client's company name. In NGN, BRL, MXN and XAF it carries Nilos's name, with a unique reference per client.

Open an account in one API call.

Call POST /v1/account when you onboard a client. The Account created webhook returns the details to show in your app.

POST /v1/account
{
  "name": "Your client's legal name",
  "currency": "EUR",
  "rail": "SEPA"
}

WEBHOOK Account created
// accountId, IBAN and account name

WEBHOOK Incoming transaction
// accountId, amount, currency, reference

Onboard a client once, add currencies later

If you are regulated, Nilos relies on the KYB you already hold. A second currency for the same client is one more API call.

A unique reference where the name is ours

Where the account sits in Nilos's name, each client gets a unique reference. Every credit still matches the right balance.

Collect on local rails

Each account takes payments on the rails payers use, from SEPA to M-Pesa.

Pay-ins

One master account,a sub-account per client.

Each client's account sits under your master account, with a balance of its own. You see every balance and credit by API and in the dashboard.

A master account with four client sub-accounts in USD, EUR, KES and XOF

Accounts for business clients,senders, users and merchants.

Each segment opens accounts for a different end customer. The API and the webhooks stay the same.

Banks and MFBs

Give business clients USD, EUR and GBP details to collect from abroad.

Remittance

Open a collection account in each sending market, in EUR, GBP or USD.

B2C wallets and neobanks

Hold USD, EUR or GBP accounts to receive user top-ups from abroad.

PSPs and fintechs

Give each merchant its own account, in its company name where the currency allows.

First client account in about six weeks.

Integration takes about two weeks. Compliance onboarding runs alongside it.

How it worksOne payment, end to endFrom onboarding to first creditCoverageAccounts and rails by countryClient name or Nilos nameLicencesWho holds which licenceSegregated client accounts

Account questionsbefore the first account opens.

Does each of our clients get unique account details?

Yes. Accounts in your client's name have their own details. Accounts in Nilos's name give each client a unique reference.

Is the account in our client's name or in Nilos's name?

Your client's name for USD, EUR, GBP, AED, KES and XOF. NGN, BRL, MXN and XAF use Nilos's name, with a unique reference per client.

Which banks hold the accounts?

Licensed partner banks, in segregated client accounts.

How long does it take to open an account?

Once your client is onboarded, you create the account by API and get the details by webhook.

Your clients want their own account details.Give them one per currency.

Tell us which currencies your clients collect in. We'll show you the account type and the onboarding steps for each.

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